Help To Buy

Help to Buy


The NewBuy Guarantee scheme aims to help buyers who have a deposit of at least 5% to buy a new-build home. This is a smaller deposit than is normally required. The scheme allows more borrowers to secure up to a 95% loan-to-value mortgage on new-build properties (houses and flats) from participating builders in England.


In the Budget, the Government unveiled further measures (Help to Buy) to assist people looking to buy a new home. ‘Help to buy’ comes in two parts. This first part, available from April 1 2013, is an extension of the FirstBuy equity loan scheme. It is open to anyone wishing to buy a new home – not just first time buyers and means you can buy with a 5% deposit. More information can be found at

The second part is a scheme for the whole housing market to assist people buy with a 5% deposit. This won’t come in to force until January 2014.

People wishing to find out which scheme to assist them buy a new home is best for them are advised to contact us and we can explain what is available in more detail and also provide a list of the Participating House Builders.

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